Apps tracked
Category leader
SMART Checkout Rules & UpsellsTop region
Top Credit Card Shopify Apps Ranked Today
Top 10 credit card Shopify apps ranked by current App Store position, with market share and review counts. Updated weekly.
| App | Rank | Market share | Reviews |
|---|---|---|---|
 Upcharge Surcharge Fee Tariff | 1– | 20.25%5.88 | 20111 |
| SMART Checkout Rules & Upsells | 21 | 72.00%13.89 | 84075 |
 Magical Surcharge + Extra Fees | 31 | 4.42%1.44 | 13611 |
 Paymentwall ‑ Credit Cards | 42 | 0.00%– | 0– |
 SPD Split Payment & Deposit | 5– | 1.50%0.61 | 1485 |
 Beacon Fraud Prevention | 61 | 0.09%0.05 | 172 |
 VOL ‑ Surcharge & Product Fees | 71 | 1.34%0.41 | 9720 |
 Bony Extra Fees & Surcharges | 85 | 0.14%0.10 | 16– |
 Lexware Office (lexoffice) | 91 | 0.20%0.03 | 2854 |
 Shopify Bill Pay | 101 | 0.02%0.02 | 19– |
Key Insights:
- Upcharge Surcharge Fee Tariff commands 20.3% market share, -51.8pp ahead of SMART Checkout Rules & Upsells — a competitive credit card category.
- In the last 30 days, 6 apps climbed and 2 dropped in ranking among the top 10 tracked credit card apps.
- SMART Checkout Rules & Upsells added the most new reviews this month (+75) — strong adoption momentum.
- Note: SMART Checkout Rules & Upsells holds higher market share (72.0%) than the rank-#1 app Upcharge Surcharge Fee Tariff — share and App Store rank don't align in this category, so cross-checking both views matters.
Live Ranking and Market Share Trends for Credit Card Shopify Apps
Monthly ranking and market share trends for the top 5 credit card Shopify apps over the past year — see how each app's App Store position and market share have shifted month by month.
Charts Data
| App | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 | Oct 2026 |
|---|---|---|---|---|---|---|
| Upcharge Surcharge Fee Tariff | #73 | #25 | #2– | #11 | #1– | #1– |
| SMART Checkout Rules & Upsells | #1– | #1– | #1– | #32 | #3– | #21 |
| Magical Surcharge + Extra Fees | #52 | #83 | #71 | #61 | #42 | #31 |
| Paymentwall ‑ Credit Cards | #3– | #41 | #51 | #23 | #2– | #42 |
| SPD Split Payment & Deposit | #2– | #31 | #3– | #52 | #5– | #5– |
Key Insights:
- Upcharge Surcharge Fee Tariff's ranking improved from #3 to #1 over the charted period.
- 2 of 5 top credit card apps improved their position; 3 declined — a mixed picture.
- Upcharge Surcharge Fee Tariff's market share is 20.3% — gaining +18.0pp since the start of the chart.
Credit Card Shopify Apps — Market Share by Country
Top 5 countries driving installs for credit card Shopify apps, with current market share and 30-day change versus the previous month.
| Country | Market share | Change |
|---|---|---|
 United States | 24.5% | 0.60 |
 Australia | 7.0% | 0.10 |
 Canada | 6.7% | 0.54 |
 United Kingdom | 5.5% | 0.12 |
 Germany | 5.2% | 0.20 |
Key Insights:
- United States accounts for 24.5% of credit card app installs — the single largest market.
- Top 3 markets (United States, Australia, Canada) collectively cover 38.2% of all tracked credit card installs — highly concentrated demand.
Fastest to 1,000 Reviews — Credit Card Shopify Apps
Race-style view of how the top 4 credit card Shopify apps reached 1,000 reviews — months since launch on the X-axis, cumulative review count on the Y-axis.
Charts Data
| App | Months to Reach 1,000 Reviews | Current Review Count |
|---|---|---|
| SMART Checkout Rules & Upsells | Not yet reached | 805 |
| Upcharge Surcharge Fee Tariff | Not yet reached | 196 |
| SPD Split Payment & Deposit | Not yet reached | 144 |
| Magical Surcharge + Extra Fees | Not yet reached | 131 |
Key Insights:
- 4 of the top 4 credit card apps haven't yet crossed 1,000 reviews — SMART Checkout Rules & Upsells is closest at 805 cumulative.
Top Credit Card Shopify Apps Ranked by Position
Upcharge Surcharge Fee Tariff holds the top spot for credit card with 20.3% market share, but the gap to challengers is closing, -51.8pp ahead of SMART Checkout Rules & Upsells (72.0%). Magical Surcharge + Extra Fees sits at #3 with 4.4% share, rounding out the top tier. Together, the top 3 apps absorb 96.7% of all credit card installs — a highly concentrated landscape with limited room for new entrants. Bony Extra Fees & Surcharges is the standout mover this month, climbing 5 positions — a momentum signal worth tracking. Worth noting: the top-ranked app and the highest-share app aren't the same here — App Store rank and our market share metric (computed from review counts and other factors) move on independent dynamics, so cross-checking both views matters in this category.
Upcharge Surcharge Fee Tariff (20.3%) and SMART Checkout Rules & Upsells (72.0%) sit close at the top of credit card apps, and Bony Extra Fees & Surcharges climbed 5 positions this month. Current rank is a thin signal in this kind of mover-heavy category — recent climbers often have stronger 6-month trajectory than today's leader.
Live Ranking and Market Share Trends Across Credit Card Shopify Apps
Upcharge Surcharge Fee Tariff climbed from #3 (Mar 2026) to #1 (Oct 2026) — a 2-position gain among credit card apps over the charted window. Across the top 5 plotted credit card apps, 3 lost rank positions while only 2 improved — consolidation at the top. Upcharge Surcharge Fee Tariff's share held near 20.3% from Mar 2026 to Oct 2026 — a stable install base for credit card apps rather than active gain or loss.
A 2-position move for the leader over the charted credit card window is large enough to reflect real merchant adoption shifts, not just App Store noise — Upcharge Surcharge Fee Tariff's climb as of Oct 2026 is the strongest trajectory signal in this chart.
Review Growth Velocity in Credit Card — Which Apps Grew Fastest
None of the top 4 credit card apps tracked here have yet crossed 1,000 reviews. SMART Checkout Rules & Upsells leads the set on current cumulative reviews with 805 — closest to the milestone, at roughly 81% of the way there.
With no app in this credit card set having crossed 1,000 reviews, the category is still in early adoption. SMART Checkout Rules & Upsells is the closest to breaking out at 805 cumulative reviews — worth tracking its per-month review velocity to see whether it's on pace to cross the milestone first.
Top 5 Apps in Credit Card
- Upcharge Surcharge Fee Tariff — Tops the credit card rankings with 20.3% market share and 4.7★.
- SMART Checkout Rules & Upsells — Climbed 1 position this month to rank #2 — 72.0% share, 5.0★.
- Magical Surcharge + Extra Fees — Climbed 1 position this month to rank #3 — 4.4% share, 4.9★.
- Paymentwall ‑ Credit Cards — Currently ranked #4 with 0 market share and 0 reviews.
- SPD Split Payment & Deposit — Ranks #5 for credit card with 1.5% market share and 4.8★.
Credit Card Shopify Apps — Frequently Asked Questions
1. What is the best credit card app on Shopify?
Upcharge Surcharge Fee Tariff ranks #1 for credit card apps with 20.3% market share, but the category is competitive — SMART Checkout Rules & Upsells is close behind at 72.0%, so the best fit depends on your store's specific needs.
2. Which credit card app has the highest market share on Shopify?
Upcharge Surcharge Fee Tariff holds the highest market share among credit card apps at 20.3% (-5.88pp vs 30 days ago). Market share here is estimated from each app's recent review velocity, with rank-weighted adjustment because positions in keyword search drive most installs.
3. How many credit card apps are tracked on Shopify?
ShopDigest tracks 96 credit card apps on the Shopify App Store. Rankings, market share, geography, and review data refresh weekly.
4. Which credit card app is growing the fastest on Shopify?
Bony Extra Fees & Surcharges has shown the strongest ranking momentum, climbing 5 positions over the past 30 days. Use the Rankings tab to see full month-over-month trajectories.
5. Where are credit card apps most popular on Shopify?
United States has the highest concentration of credit card app installs at 24.5%, followed by Australia at 7.0%. The Geography tab shows the full country-by-country breakdown.
6. How is market share calculated for credit card on Shopify keyword pages?
For keyword pages, market share is rank-weighted — apps at position #1 carry roughly 40× the weight of apps at position #22, and apps beyond #22 are excluded. This reflects the reality that Shopify keyword search traffic concentrates heavily at the top of results.
