Credit Card Shopify Apps – Reviews & Rating Trends

(Updated October 2026) Compare reviews and ratings for credit card Shopify apps and see which apps are gaining the most install momentum. Review counts are the closest proxy to actual installs — Shopify doesn't publish install numbers — so review velocity is one of the strongest signals of merchant adoption for credit card apps.

SMART Checkout Rules & Upsells currently leads on 72.0% market share, followed by Upcharge Surcharge Fee Tariff at 20.3%. A concentrated field — one app holds most of the tracked installs.

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Credit Card Shopify Apps — Full Reviews Table

All tracked credit card Shopify apps ranked by total review count, with new reviews gained vs 30 days ago and average rating. Filter by country and date range; sort by reviews or review velocity.

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Reviews are as ofToday.Change is betweenSep 28andToday

Showing 1-10 out of 62

Key Insights:

  • Kaching CartDrawer Cart Upsell leads credit card apps with 1,583 total reviews — 465 more than Essent Cart Drawer Cart Upsell (1,118).
  • Top 3 apps (Kaching CartDrawer Cart Upsell, Essent Cart Drawer Cart Upsell, SP Sales Pop up Social Proof) hold 49.0% of all reviews across the top 10 tracked credit card apps.
  • Kaching CartDrawer Cart Upsell is gaining reviews fastest this month (+123) — strong recent install momentum.
  • 7 of 10 top-reviewed credit card apps gained new reviews this period; 0 saw no net additions.
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Credit Card Shopify Apps — Cumulative Review Trend

Monthly cumulative review count for the top 5 credit card Shopify apps over the past year — a longitudinal view of which apps keep accumulating reviews and which have flattened.

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Charts Data
Monthly cumulative review count for the top 5 credit card Shopify apps over the latest 6 months.
AppMay 2026Jun 2026Jul 2026Aug 2026Sep 2026Oct 2026
Kaching CartDrawer Cart UpsellKaching CartDrawer Cart Upsell9411111,0631221,2181551,3541361,4691151,583114
Essent Cart Drawer Cart UpsellEssent Cart Drawer Cart Upsell5591136811228151349431281,0491061,11869
SP Sales Pop up Social ProofSP Sales Pop up Social Proof1,01921,02121,02211,02641,02711,027–
AOV.ai Cart Drawer Cart UpsellAOV.ai Cart Drawer Cart Upsell759417852680924837288612487817
SMART Checkout Rules & UpsellsSMART Checkout Rules & Upsells455555145959884695977687384072

Key Insights:

  • Kaching CartDrawer Cart Upsell's cumulative reviews grew from 5 to 1,583 over the charted period — 1,578 new reviews accumulated.
  • Kaching CartDrawer Cart Upsell's 1,583 cumulative reviews sit 1.9× above SMART Checkout Rules & Upsells's 840 at the bottom of the plotted credit card set — a wide spread between long-running leaders and newer entrants.
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Fastest to 1,000 Reviews — Credit Card Shopify Apps

Race-style view of how the top 5 credit card Shopify apps reached 1,000 reviews — months since launch on the X-axis, cumulative review count on the Y-axis. Adjust the milestone or app set with the filters above.

App Selector
Reviews
Time Granularity
Charts Data
Review velocity for the top 5 credit card Shopify apps — months since launch to reach 1,000 reviews and current cumulative review count.
AppMonths to Reach 1,000 ReviewsCurrent Review Count
Kaching CartDrawer Cart UpsellKaching CartDrawer Cart Upsell171,500
Essent Cart Drawer Cart UpsellEssent Cart Drawer Cart Upsell181,086
SP Sales Pop up Social ProofSP Sales Pop up Social Proof821,023
AOV.ai Cart Drawer Cart UpsellAOV.ai Cart Drawer Cart UpsellNot yet reached865
SMART Checkout Rules & UpsellsSMART Checkout Rules & UpsellsNot yet reached805

Key Insights:

  • Kaching CartDrawer Cart Upsell reached 1,000 reviews fastest — in 17 months since launch.
  • Essent Cart Drawer Cart Upsell crossed 1,000 reviews in 18 months — 1 month behind Kaching CartDrawer Cart Upsell.
  • 2 of the top 5 credit card apps haven't yet crossed 1,000 reviews — AOV.ai Cart Drawer Cart Upsell is closest at 865 cumulative.
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Most-Reviewed Credit Card Shopify Apps

Kaching CartDrawer Cart Upsell leads credit card Shopify apps with 1,583 cumulative reviews and a 5.0★ average rating. Essent Cart Drawer Cart Upsell (1,118 reviews) and SP Sales Pop up Social Proof (1,027 reviews) round out the top 3. Combined, the top 3 apps hold 49.0% of all reviews across the top tier — a clear leadership tier with a meaningful long tail behind them. Notable mover: Kaching CartDrawer Cart Upsell added the most new reviews this month (+123) — a strong recent install signal.

Kaching CartDrawer Cart Upsell (1,583) and Essent Cart Drawer Cart Upsell (1,118) sit close enough on cumulative reviews that current velocity matters more than the totals — for credit card merchants, the apps adding reviews fastest right now (rather than the ones with the highest absolute count) are usually a better signal of current product-market fit.

Credit Card Shopify Apps — Long-Term Review Trends

Kaching CartDrawer Cart Upsell accumulated 1,578 new reviews from Feb 2025 to Oct 2026, growing from 5 to 1,583 cumulative reviews — a steep addition rate for credit card apps. Across the top 5 plotted credit card apps, the steepest ongoing slopes mark the ones still actively winning new merchants — absolute review counts matter less than recent acceleration when picking apps in a category that's still growing.

Comparing credit card apps on review trend slope rather than absolute count is the sharper signal — an app gaining reviews fast is winning current merchants, while Kaching CartDrawer Cart Upsell's 1,583 cumulative base reflects long-running adoption that may or may not still be translating to new installs.

Review Growth Velocity in Credit Card — Which Apps Grew Fastest

Kaching CartDrawer Cart Upsell reached 1,000 reviews in 17 months since launch — the fastest ramp among the top 5 credit card apps tracked here. Essent Cart Drawer Cart Upsell in 18 months, and SP Sales Pop up Social Proof took 82 months to cross the same milestone, a 65-month spread between the fastest and slowest in the set.

2 apps on this chart haven't yet crossed 1,000 reviews: AOV.ai Cart Drawer Cart Upsell at 865, SMART Checkout Rules & Upsells at 805 cumulative reviews. AOV.ai Cart Drawer Cart Upsell is closest to the milestone — its current count puts it roughly 87% of the way to 1,000.

The 65-month gap between Kaching CartDrawer Cart Upsell's and SP Sales Pop up Social Proof's time-to-1,000 highlights how unevenly product-market fit landed across this credit card set — the leader found its merchant audience early, while late-rampers took multiple years to reach the same review depth. For merchants comparing these apps today, slower-ramping apps may have closed the functionality gap but still operate on smaller review bases.

Top 5 Apps in Credit Card

  1. Upcharge Surcharge Fee Tariff — Has accumulated 201 reviews for credit card at a 4.7★ average.
  2. SMART Checkout Rules & Upsells — Has accumulated 840 reviews for credit card at a 5.0★ average.
  3. Magical Surcharge + Extra Fees — Has accumulated 136 reviews for credit card at a 4.9★ average.
  4. Paymentwall ‑ Credit Cards — Has accumulated 0 reviews for credit card.
  5. SPD Split Payment & Deposit — Has accumulated 148 reviews for credit card at a 4.8★ average.

Credit Card Shopify Apps — Frequently Asked Questions

1. Which credit card app has the most reviews on Shopify?

Kaching CartDrawer Cart Upsell has the most reviews among credit card Shopify apps with 1,583 total reviews, ahead of Essent Cart Drawer Cart Upsell at 1,118. Sort the table by Reviews (High to Low) to see the full ranked list.

2. How are reviews used to measure credit card app popularity on Shopify?

Reviews are the closest publicly available proxy for install volume on Shopify — Shopify doesn't publish install counts, so cumulative reviews and review velocity are the standard way to measure adoption. For credit card apps, this page shows total reviews, new reviews per month, and time-to-1,000 reviews so you can compare both established scale and current momentum.

3. Which credit card app is gaining reviews fastest on Shopify?

Kaching CartDrawer Cart Upsell is gaining the most new reviews this month among credit card apps, adding 123 reviews in the past 30 days. Switch the table sub-tab to "Review Changes" to see all apps ordered by review velocity.

4. Which credit card app reached 1,000 reviews fastest on Shopify?

Kaching CartDrawer Cart Upsell hit 1,000 reviews in 17 months since launch — the fastest review ramp among tracked credit card Shopify apps. Use the "Fastest to 1,000 Reviews" chart above to compare against other apps or change the milestone (5,000, 10,000, etc.).

5. What is the average rating for top credit card Shopify apps?

The top 5 credit card apps average 5.0★ across 5,279 combined reviews — a strong overall quality benchmark. Individual ratings appear in the table above; sort by Reviews to see how rating varies across the most-installed apps.

6. Why does the most-reviewed credit card app differ from the highest-share app on Shopify?

Kaching CartDrawer Cart Upsell has accumulated the most reviews over time (1,583), but SMART Checkout Rules & Upsells currently holds higher market share. Cumulative reviews reflect long-running merchant adoption, while market share is computed from recent review velocity — so a faster-ramping newer app can lead share before its cumulative reviews catch up.

7. How often are review counts for credit card apps updated on Shopify?

Review counts and rating data refresh weekly on this page. The Reviews Trend chart aggregates monthly intervals by default — switch to weekly granularity for shorter-term signals or yearly for macro trends.

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